Sample: How to Write a Check (Filled-Out Example)
See a complete, filled-out check example with detailed explanations of each part to help you write your own checks confidently.
Detailed Breakdown of Each Part
1. Date
The date is written in the top right corner. You can use either the numerical format (MM/DD/YYYY) or write it out (Month Day, Year). Always use the current date unless you're post-dating the check.
2. Payee
The "Pay to the Order of" line is where you write the name of the person or company you're paying. Make sure to use their full, correct name as it appears on their bank account.
3. Amount in Numbers
The amount box is where you write the numerical amount. Include both dollars and cents, and make sure to write clearly. For example, "$123.45" not "$123.45 dollars".
4. Amount in Words
Write out the amount in words on the line below the payee. Start with a capital letter and end with "Dollars". For cents, write them as a fraction (e.g., "and 45/100"). Draw a line to fill any remaining space.
5. Memo
The memo line is optional but helpful for record-keeping. Write what the check is for, like "Rent for April" or "Birthday gift".
6. Signature
Sign your name exactly as it appears on your bank account. This is crucial - without a proper signature, the check is invalid.
Learning from a Real Example
Many people find it easier to learn how to write a check by seeing a clear, properly filled-out example. Visual learning helps you understand exactly where each piece of information goes and how it should be formatted.
Below, we've provided a complete sample check with every field filled out correctly. We'll break down each component step-by-step so you can understand the purpose of each field and how to fill it out properly on your own checks.
Other Parts of the Check
Check Number
In our sample, the check number (#1001) appears in the top right corner and is repeated at the bottom of the check. This helps with record-keeping and tracking which checks have been used.
Routing Number
The nine-digit number on the bottom left of the check (123456789 in our sample) is the routing number, which identifies your bank in the U.S. banking system.
Account Number
The series of numbers after the routing number (987654321 in our sample) is your account number, which identifies your specific account at the bank.
Quick Recap: Steps to Write a Check
- Write the date in the top right corner (e.g., "April 15, 2025" or "04/15/2025").
- Write the recipient's name on the "Pay to the Order of" line.
- Write the amount in numbers in the small box on the right (e.g., "$123.45").
- Write the amount in words on the line below the recipient's name (e.g., "One hundred twenty-three and 45/100 Dollars").
- Add a memo (optional) in the bottom left corner to note what the payment is for.
- Sign the check in the bottom right corner with your signature.
Following these steps and referring to our sample check will help you write checks correctly and confidently.
Common Check Writing Mistakes to Avoid
Forgetting to Sign the Check
A check without a signature is invalid. Always remember to sign your check before giving it to the recipient.
Mismatched Amounts
Make sure the numerical amount ($123.45) matches the written amount (One hundred twenty-three and 45/100). If they don't match, banks typically go by the written amount.
Incorrect Date
Using the wrong date can cause problems with processing. Double-check the date, especially at the beginning of a new month or year.
Not Drawing a Line After the Amount
Failing to draw a line after the written amount leaves space that could be used to alter the check. Always draw a line through any unused space.
Need a simple printable check?
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Printable Sample Check Template
Get our professionally designed check template that you can print and practice with. Includes sample fields and guidelines to help you learn how to write checks correctly.
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Complete Check Writing Kit
Our comprehensive package includes everything you need for check writing, including sample checks, practice templates, and a detailed visual guide.
- 10+ editable check templates
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- Visual guide with examples
- Check register for tracking
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Step-by-step guide for writing checks that include cents.
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Instructions and visual example for $1,000 checks.
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Learn to write large checks with cents correctly.
How to Void a Check
When and how to void a check for deposits or payments.